Personal Loans - FAQs

Are personal loans available to the self employed? YES. We can help you if you're self employed whether you have accounts or not. If you do have three years trading accounts we can obtain personal finance for you in the usual manner. However, if you have no proof of income, we can sort out a self certification loan for you. This allows you to declare your income to the lender without them making the usual checks such as references. As well as making life easier for you, this can also speed up the personal loans application process. Free quotation

Can people with county court judgements (CCJs) get personal loans? YES. Our loans are available to all personal circumstances including those with ccjs. In addition we offer loans to people with arrears, defaults, IVAs, bankruptcy - we like to think we do not turn anyone away. Whatever your personal credit problems, give us a try and see what we can offer you. Free quotation

Do you offer personal loans to tenants? YES. We offer unsecured loans to all non-homeowners at competitive rates. Whether you are a private tenant, or a council tenant, or a tenant of a housing association, we can get you personal finance at competitive rates. We have many exclusive schemes for tenants allowing us to place this type of business at reduced rates. We also offer loans to people living with family and parents. Free quotation

How easily and quickly will you process my loan? We try to process loans as quickly as possible and advance you the required funds in the shortest possible time. Don't forget - we only make money from the commission paid to us by the lenders so we have a vested interest in getting your payout as quickly as possible. Free quotation

The UK has many loan providers, why choose you? For our fast, efficient and friendly service, as well as unbeatable rates for UK residents in ALL circumstances. We are credit brokers, allowing us to deal with many finance lenders. We shop around on your behalf to get you the best deal. If you are in difficult circumstances and need non status loans, we are the experts and will immediately know the best lender for your particular circumstances. Free quotation

I only want a small personal loan, is this available? YES. From £1,000 to £50,000 is available with our unsecured loans. If you want less than this, you might want to visit The Little Loan Shop - for small unsecured loans

What type of loans do you offer? We offer unsecured loans and secured loans. Homeowners can choose from secured loans (thus getting the best rates) which are secured against their personal property, or unsecured loans. Tenants must take out unsecured loans. Personal loans enquiry form