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Mortgage products

Including:- non status mortgages, right to buy/buy to let and
self certification mortgages

We offer every type of mortgage on the market. See below for a selection of our mortgage products explained in greater detail.

As lenders mortgage rates and deals change on a daily basis, we feel it better not to quote particular rates on this page as they can quickly become unavailable and you may be dissapointed.

However, we offer all of our visitors a free quotation entirely without obligation. So to find the latest rates and best deals, follow the link below

FREE MORTGAGE QUOTATION

 

Standard mortgages

For people with a good credit history and provable income. All of the major types catered for - fixed and capped rate, flexible, all on an interest only or repayment basis.

Right to buy mortgages

Exclusively for council tenants or housing association tenants wishing to purchase their council house from their local authority or landlord. You have the opportunity to purchase your council house, often at a substantial discount, dependent upon how long you have lived there, under the right to buy scheme.

We specialise in right to buy mortgages and can help you regardless of past credit problems. We can also obtain extra money for you to spend on things like home improvements, holidays, car etc.

Buy to let mortgages

We offer specialist advice on this expanding sector of the market. We have a number of lenders assisting us in the buy to let sector, ensuring we can offer you a competitive rate and help if you need it.

So whether you are buying to let for the first time, or are adding another property to your portfolio, get in touch with us for a great rate on your mortgage. Our many schemes let you decide on the amount of the deposit and mortgage term

The Practical Guide to Buy-to-Let - T J Brooks

This comprehensive downloadable guide, is packed with detailed explanation, facts, figures, charts, practical examples and information to help you make profitable Buy-to-Let investment decisions. Includes comprehensive Buy-to-Let Calculator.

More Information.....

Non status mortgages

We are experts in providing mortgages to people with imperfect credit histories. No matter what your status - ccjs, arrears, defaults, bankrupts etc. - we will have a non status scheme to help you.

If you've been turned down elsewhere, don't despair. With our many lenders and large volume of business we can arrange a non-status mortgage for almost anyone.

Self certification mortgages

Generally a self certification mortgage is for the self employed without trading accounts or anyone who cannot provide proof of income. Allows you to declare your own income with the minimum of checks from the lenders.

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THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.
The actual rate available will depend upon your circumstances. Ask for a personalised illustration. Loans are subject to status. Loans may be secured on your home. Calls may be recorded.
Rates 7.9% APR to 19.6% APR Variable
The overall cost for comparison is 11.9% APR Typical/Variable.