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Self certification mortgages

For the self employed and those with no proof of income

A self certification mortgage, commonly known as a "self cert" mortgage, allows you to certify your earnings with the minimum of checks from the lender.

This is a particularly good product for the self employed and others who are unable to prove their income for whatever reason.

Although the deposit you will need to put down is often larger than for a standard mortgage, we have self cert mortgages which start from 10% deposit.

We have a number of schemes with well known lenders specialising in self certification mortgages and due to the volume of business we handle can negotiate even on the most difficult of circumstances, such as ccjs, arrears, defaults and major credit problems.

We welcome all enquiries and offer all of our visitors a free, no obligation, quotation.

FREE MORTGAGE QUOTATION - SELF CERTIFICATION

 

Details of our other niche mortgage products

Right to buy mortgages

Buy to let mortgages

Non status mortgages

Self certification mortgages

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THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.
The actual rate available will depend upon your circumstances. Ask for a personalised illustration. Loans are subject to status. Loans may be secured on your home. Calls may be recorded.
Rates 7.9% APR to 19.6% APR Variable
The overall cost for comparison is 11.9% APR Typical/Variable.